Filing an insurance claim for storm roof damage can be tricky. D-Wing Construction, a top roof installation contractor in the state, lists below the common pitfalls homeowners fall prey to and shares some tips on how to avoid them.
Failing to Document the Initial Storm Damage
Insurers will need proof that the damage to your roof was caused by an extreme weather event, not improper maintenance or neglect on the homeowner’s part. It’s good practice to document the damaged parts of your home immediately after a storm has passed, but be careful while you’re out there! Be mindful of slippery surfaces and debris on the ground for your safety. Make sure to take pictures of your property before and after the storm, so you can use them as proof you properly maintained your roof.
Doing Repairs Before Consulting Their Insurer
Once you have the proper documents, consult your insurer. Don’t attempt to do any repairs yet. For one thing, you’re not sure if your insurance policy covers the damage to your roof. If it isn’t, you’ll have to shell out for the repairs. Plus, your insurer is more likely to reject a claim without a detailed assessment that determines the root cause of the damage.
Not Vetting a Contractor Before Hiring Them
Always do your research before hiring a contractor. Less experienced roofers are more likely to make inspection errors and miss the warning signs, which can consequently affect your payout. If you’re having trouble filing a claim, we recommend looking for a roofing contractor that offers insurance claims processing assistance. This will not just simplify the process for you but will also help ensure you get the compensation you deserve.
D-Wing Construction, a contractor with nearly two decades’ worth of experience, offers a wide variety of premium exterior products, including windows and siding. For inquiries, call us at (630) 688-5160 or leave us a message here. We serve homeowners in Naperville, IL, as well as the surrounding communities.